Subrogation is a legal concept in Michigan auto accident law that allows insurance companies to seek reimbursement from a third party who caused an accident after paying benefits to their insured. If you were injured in a rear-end collision or hit-and-run incident caused by another driver, your own no-fault insurance provider may cover your initial medical expenses and lost wages. However, through subrogation, they can then pursue the at-fault party or their insurer to recover those costs. This process is governed by Michigan’s No-Fault Act and related regulations. Subrogation aims to prevent the insured from receiving a “double recovery” while ensuring the ultimate financial responsibility falls on the party who caused the accident, which could involve drunk driving or a rollover. The Joseph Dedvukaj Firm’s experienced attorneys can protect your rights, navigate subrogation claims, and maximize your compensation in complex auto accident cases.
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