Michigan created the Michigan Assigned Claims program in 1973 to provide help to people injured in an accident involving a motor vehicle, when there is no other automobile insurance available. The Michigan Secretary of State managed the Assigned Claims program until December 17, 2012, when it transferred to the Michigan Automobile Insurance Placement Facility.
Applications for personal injury protection benefits can be made by car accident injury person, accidentally injured, arising out of the ownership, operation, maintenance, or use of a motor vehicle as a motor vehicle. Applications for benefits may also be made if the injured person was a driver or passenger of a motorcycle if the accident involved a motor vehicle (not another motorcycle).
Due to the 2019 no fault reform, medical benefits are limited to a maximum of $250,000.
In Michigan over 20% of the drivers are uninsured so purchasing uninsured motorist coverage is a necessary insurance coverage option. Some areas like Detroit where insurance rates are historically higher, the percentage is higher. Our law firm has been recommending that Michigan consumers purchase at least $250,000 per person/$500,000 per accident uninsured motorist coverage. The reason to purchase uninsured motorist coverage is obvious:
Michigan law requires injured persons to first look to their own auto insurance policy or the auto policy of a household family member for the payment of Michigan no-fault benefits.
In Michigan, if you don’t have auto insurance, which there is 20% for no insurance, the Michigan Assigned Claims Plan is available to pay no fault benefits to the victim injured in a car accident.
As a result of the tragic 2019 no fault reform, a greater number of people will be forced to apply for personal protection insurance benefits through the Michigan Assigned Claims Plan. Now, car accident injury victims must turn to the Michigan Assigned Claims Plan, the medical expense coverage will be limited to $250,000. Due to the medical cap many people will be left with insufficient coverage and will look to the at fault driver for payment of excess medical expenses that the Michigan Assigned Claims Plan does not pay due to the limited coverage.
We specialize in making no fault insurance claims on behalf of car accident injury victims. We make the claims process very easy so you can concentrate on healing. Call us today for the free no fault insurance consultation. You pay nothing unless we win compensation for you.
Contact our No Fault Insurance Trial Lawyers today at 248-352-2110 or toll free at 866-447-3562.
